3 Answers

Hi Sir,
Yes you can, we have to check with HDB which scheme you can use to purchase before we proceed to do the loan check. Kindly call or whatsapp me at 9696 4398  for a quick discussion to understand your needs better before we proceed with any viewings. Thank you

Cheers
Stewart Lim - Propnex Read More
0
Hi,

(1)From your descriptions, it seems like all 3 of you are single, then you could apply under Joint-SIngle Scheme.
Next has to understand the following:
(a) Whether all of you are unmarried or divorced? If so, all of you must be at or more than 35 years old.
(b) Or, whether there is widowed or an orphan, if so, then age requirement is at or more than 21 years old.

If fulfilled the above criteria, you have to note that all of you have to be listed as co-applicant.

(2) If you are under criteria (1b); orphans, then at least one of deceased parents is a SC or SPR.
If below 35 years old, you must not have another sibling who is below 35 years old own another flat under:
(a) Orphans scheme
(b) Single Singapore Citizen Scheme
(c) Joint Singles Scheme

(3) Joint Single Grant:
There are 3 types of grants available, it dependent on your situation to determine the amount:
(a) Single Grant ($25k each for 4-rm and below, $20K for 5-rm & above) this is for =>35year old only
(b) AHG (Singles) (Max up to $40k), this is for =>35year old only
(c) Proximity Housing Grant (only applicable if parents are living with you)

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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0
Hi,

Thank you for your query!
As this is your first time purchase, it is apt to have yourself guided and walked step by step to ensure you do not overpay in the process of unfamiliarity and shortchange yourself on a good deal and paperwork conditions etc. As a realtor with years of experience and awards, it is my duty to assist you on leveraging on the weak market to pick out a unit as per your requirements and conduct negotiation. You can easily asses my proven track record and recent coveted awards & testimonial on my website to ascertain the commitment, dedication and integrity I uphold in representing my client's welfare and interest to get them the best possible deal.

Let's speak further at 96659926  to discuss more comprehensively on the crux of your requirements & expectations- to enable me to deliver a more accurate financial projection and breakdown of cash flow for your purchase after understanding your finances succinctly, so as to explore the possible options accordingly at no obligation. I will walk you through the entire purchase- from shortlisting, to negotiation, to establishing loan matters and working out finances (cash/cpf/progressive payment), paperwork, sorting legal matters, providing you with recent up to date transaction caveats for benchmark pricing as well as furnish you with a customized sales report & indicative valuations.

If you are comfortable with my working style, I am more than glad and confident to work for your interest to to guide to you to your ideal property. Visit my website for my recent accolades, awards and testimonials@ www.kumarrai.com.

D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7

ERA 2015 Q1 Top Achievers (Top1%)
ERA Top Achievers 2013-2017
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group
Overall Top 100 achievers 2014-2016 Read More
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